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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $140,673 | $102,663+37.0% | $86,216+63.2% | $139,466+0.9% |
| Participation rate | 83.3% | 74.5%+8.8pp | 69.0%+14.4pp | 80.3%+3.0pp |
| Annual return | 16.46% | 1924.52%-1908.1pp | 1169.42%-1153.0pp | 373.66%-357.2pp |
| Employer contribution / active EE | $2,545 | $3,035-16.1% | $2,382+6.9% | $4,754-46.5% |
| Participant deferral / active EE | $3,832 | $4,677-18.1% | $3,986-3.9% | $6,712-42.9% |
| Admin fee / account holder | $5,562 | $8,663-35.8% | $6,853-18.8% | $11,409-51.2% |