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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,197 | $175,259-68.5% | $149,723-63.1% | $139,487-60.4% |
| Participation rate | 78.9% | 83.4%-4.4pp | 78.8%+0.2pp | 80.3%-1.4pp |
| Annual return | 14.14% | 166.82%-152.7pp | 134.50%-120.4pp | 373.84%-359.7pp |
| Employer contribution / active EE | $1,312 | $5,478-76.0% | $4,821-72.8% | $4,755-72.4% |
| Participant deferral / active EE | $3,394 | $6,522-48.0% | $5,682-40.3% | $6,713-49.4% |
| Admin fee / account holder | $894 | $16,158-94.5% | $13,215-93.2% | $11,407-92.2% |