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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,197 | $175,212-68.5% | $149,682-63.1% | $139,427-60.4% |
| Participation rate | 78.9% | 83.4%-4.4pp | 78.8%+0.2pp | 80.3%-1.4pp |
| Annual return | 14.14% | 166.63%-152.5pp | 134.35%-120.2pp | 373.27%-359.1pp |
| Employer contribution / active EE | $1,312 | $5,475-76.0% | $4,818-72.8% | $4,752-72.4% |
| Participant deferral / active EE | $3,394 | $6,520-47.9% | $5,681-40.2% | $6,711-49.4% |
| Admin fee / account holder | $894 | $16,150-94.5% | $13,210-93.2% | $11,404-92.2% |