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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,014 | $181,062-71.3% | $158,223-67.1% | $155,188-66.5% |
| Participation rate | 94.7% | 82.7%+12.1pp | 79.2%+15.5pp | 80.8%+13.9pp |
| Annual return | -7.46% | 57.39%-64.8pp | 52.09%-59.6pp | 148.84%-156.3pp |
| Employer contribution / active EE | $1,600 | $4,565-65.0% | $4,109-61.1% | $4,248-62.3% |
| Participant deferral / active EE | $3,503 | $6,134-42.9% | $5,467-35.9% | $6,531-46.4% |
| Admin fee / account holder | $499 | $18,825-97.4% | $16,047-96.9% | $14,480-96.6% |