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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,039 | $167,353-66.5% | $143,797-61.0% | $134,545-58.3% |
| Participation rate | 80.0% | 84.8%-4.8pp | 80.3%-0.3pp | 81.2%-1.2pp |
| Annual return | -11.04% | 0.48%-11.5pp | -0.04%-11.0pp | 418.37%-429.4pp |
| Employer contribution / active EE | $1,751 | $5,620-68.8% | $4,952-64.6% | $4,742-63.1% |
| Participant deferral / active EE | $3,129 | $6,447-51.5% | $5,638-44.5% | $6,401-51.1% |
| Admin fee / account holder | $5,600 | $18,096-69.1% | $14,679-61.9% | $11,431-51.0% |