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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,561 | $209,422-74.9% | $178,503-70.6% | $158,982-66.9% |
| Participation rate | 75.0% | 86.4%-11.4pp | 81.9%-6.9pp | 82.0%-7.0pp |
| Annual return | 14.69% | 188.81%-174.1pp | 151.12%-136.4pp | 302.99%-288.3pp |
| Employer contribution / active EE | $1,404 | $5,707-75.4% | $5,011-72.0% | $4,763-70.5% |
| Participant deferral / active EE | $3,151 | $5,955-47.1% | $5,202-39.4% | $5,983-47.3% |
| Admin fee / account holder | $666 | $17,079-96.1% | $13,987-95.2% | $11,252-94.1% |