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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $287,077 | $178,174+61.1% | $156,181+83.8% | $137,256+109.2% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.8%+21.2pp | 80.0%+20.0pp |
| Annual return | 14.65% | 84.19%-69.5pp | 64.87%-50.2pp | 220.34%-205.7pp |
| Employer contribution / active EE | $16,811 | $4,972+238.1% | $4,294+291.5% | $4,156+304.5% |
| Participant deferral / active EE | $7,709 | $6,888+11.9% | $6,132+25.7% | $6,407+20.3% |
| Admin fee / account holder | $1,329 | $17,404-92.4% | $14,586-90.9% | $12,270-89.2% |