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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,524 | $77,574+55.4% | $108,753+10.8% | $86,983+38.6% |
| Participation rate | 82.8% | 62.3%+20.5pp | 71.1%+11.7pp | 69.5%+13.2pp |
| Annual return | 15.89% | 18.42%-2.5pp | 37.47%-21.6pp | 25.83%-9.9pp |
| Employer contribution / active EE | $1,395 | $1,611-13.4% | $2,427-42.5% | $2,584-46.0% |
| Participant deferral / active EE | $4,320 | $3,128+38.1% | $4,115+5.0% | $4,194+3.0% |
| Admin fee / account holder | $2,819 | $6,529-56.8% | $10,320-72.7% | $7,856-64.1% |