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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,865 | $70,430+56.0% | $96,572+13.8% | $85,851+28.0% |
| Participation rate | 81.3% | 61.8%+19.4pp | 69.8%+11.4pp | 69.3%+11.9pp |
| Annual return | 9.43% | 18.58%-9.1pp | 37.79%-28.4pp | 318.63%-309.2pp |
| Employer contribution / active EE | $1,030 | $1,413-27.1% | $2,357-56.3% | $2,565-59.8% |
| Participant deferral / active EE | $2,942 | $2,894+1.6% | $3,850-23.6% | $3,952-25.6% |
| Admin fee / account holder | $80,655 | $4,996+1514.4% | $6,183+1204.4% | $6,261+1188.2% |