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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $168,940 | $58,493+188.8% | $84,023+101.1% | $72,976+131.5% |
| Participation rate | 80.0% | 61.2%+18.8pp | 69.0%+11.0pp | 69.5%+10.5pp |
| Annual return | 20.41% | 28.93%-8.5pp | 71.32%-50.9pp | 81.02%-60.6pp |
| Employer contribution / active EE | $835 | $1,163-28.2% | $1,984-57.9% | $2,440-65.8% |
| Participant deferral / active EE | $2,732 | $2,394+14.1% | $3,239-15.6% | $3,608-24.3% |
| Admin fee / account holder | $1,287 | $4,569-71.8% | $6,102-78.9% | $5,124-74.9% |