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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $145,385 | $50,947+185.4% | $74,551+95.0% | $64,173+126.6% |
| Participation rate | 82.9% | 61.1%+21.8pp | 69.1%+13.7pp | 69.6%+13.3pp |
| Annual return | -6.35% | -1.85%-4.5pp | 32.53%-38.9pp | 7.63%-14.0pp |
| Employer contribution / active EE | $907 | $1,115-18.7% | $1,961-53.8% | $2,381-61.9% |
| Participant deferral / active EE | $3,067 | $2,302+33.3% | $3,108-1.3% | $3,470-11.6% |
| Admin fee / account holder | $3,694 | $4,221-12.5% | $5,059-27.0% | $4,887-24.4% |