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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $153,871 | $65,034+136.6% | $90,970+69.1% | $79,856+92.7% |
| Participation rate | 83.8% | 61.6%+22.2pp | 69.0%+14.8pp | 69.6%+14.1pp |
| Annual return | 9.04% | 30.45%-21.4pp | 134.60%-125.6pp | 31.71%-22.7pp |
| Employer contribution / active EE | $919 | $1,247-26.3% | $2,122-56.7% | $2,471-62.8% |
| Participant deferral / active EE | $3,064 | $2,512+22.0% | $3,373-9.1% | $3,741-18.1% |
| Admin fee / account holder | $41,644 | $4,536+818.1% | $5,961+598.6% | $5,306+684.8% |