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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $261,486 | $72,492+260.7% | $87,102+200.2% | $72,983+258.3% |
| Participation rate | 100.0% | 72.8%+27.2pp | 76.9%+23.1pp | 69.5%+30.5pp |
| Annual return | 6.72% | 24.46%-17.7pp | 28.19%-21.5pp | 81.01%-74.3pp |
| Employer contribution / active EE | $9,857 | $1,894+420.4% | $2,521+290.9% | $2,440+304.0% |
| Participant deferral / active EE | $3,349 | $3,270+2.4% | $4,048-17.3% | $3,608-7.2% |
| Admin fee / account holder | $10,105 | $5,055+99.9% | $7,491+34.9% | $5,124+97.2% |