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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $227,791 | $67,602+237.0% | $82,312+176.7% | $70,126+224.8% |
| Participation rate | 100.0% | 72.8%+27.2pp | 76.9%+23.1pp | 69.5%+30.5pp |
| Annual return | 9.26% | 21.57%-12.3pp | 25.88%-16.6pp | 73.15%-63.9pp |
| Employer contribution / active EE | $13,103 | $1,755+646.6% | $2,428+439.6% | $2,343+459.4% |
| Participant deferral / active EE | $3,275 | $2,987+9.6% | $3,706-11.6% | $3,332-1.7% |
| Admin fee / account holder | $39,665 | $4,512+779.2% | $5,608+607.3% | $4,645+753.8% |