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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $160,539 | $167,415-4.1% | $140,514+14.3% | $198,609-19.2% |
| Participation rate | 100.0% | 80.9%+19.1pp | 77.8%+22.2pp | 82.4%+17.6pp |
| Annual return | 2.34% | 13.85%-11.5pp | 14.36%-12.0pp | 202.70%-200.4pp |
| Employer contribution / active EE | $4,627 | $4,088+13.2% | $3,378+37.0% | $5,055-8.5% |
| Participant deferral / active EE | $1,799 | $5,579-67.8% | $4,919-63.4% | $6,977-74.2% |
| Admin fee / account holder | $34,927 | $16,730+108.8% | $13,697+155.0% | $19,030+83.5% |