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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $224,489 | $60,349+272.0% | $74,184+202.6% | $62,881+257.0% |
| Participation rate | 97.1% | 72.7%+24.3pp | 76.6%+20.4pp | 69.3%+27.8pp |
| Annual return | 0.18% | 21.38%-21.2pp | 17.74%-17.6pp | 20.14%-20.0pp |
| Employer contribution / active EE | $12,273 | $1,680+630.4% | $2,370+417.8% | $2,281+438.1% |
| Participant deferral / active EE | $4,088 | $2,856+43.1% | $3,550+15.2% | $3,203+27.6% |
| Admin fee / account holder | $55,345 | $4,261+1198.9% | $5,586+890.8% | $4,296+1188.4% |