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| Provider | Service type | Compensation |
|---|---|---|
EPIC RETIREMENT PLAN SERVICES3+ years Filed as: RETIREMENT PLAN SERVICES, LLC Service code 15 · EIN 43-1904010 | Recordkeeping | $30,008 |
CLAYTON FINANCIAL GROUP, LLC2 years Service code 26 · EIN 47-3829020 | Advisory (Participants) | $24,170 |
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,061 | $89,739-25.3% | $149,721-55.2% | $62,293+7.7% |
| Participation rate | 100.0% | 85.1%+14.9pp | 87.1%+12.9pp | 69.5%+30.5pp |
| Annual return | 13.20% | 21.01%-7.8pp | 1501.67%-1488.5pp | 28.90%-15.7pp |
| Employer contribution / active EE | $2,853 | $3,233-11.8% | $5,444-47.6% | $2,042+39.7% |
| Participant deferral / active EE | $4,040 | $4,797-15.8% | $6,568-38.5% | $3,169+27.5% |
| Admin fee / account holder | $282 | $551-48.8% | $11,282-97.5% | $479-41.1% |