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| Provider | Service type | Compensation |
|---|---|---|
Service code 15 · EIN 16-1450952 | Recordkeeping | $56,508 |
Service code 59 · EIN 94-1737782 | Shareholder Servicing | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,230 | $98,982-21.0% | $162,185-51.8% | $65,186+20.0% |
| Participation rate | 84.2% | 85.8%-1.6pp | 87.6%-3.3pp | 70.2%+14.0pp |
| Annual return | 18.67% | 24.84%-6.2pp | 115.61%-96.9pp | 29.39%-10.7pp |
| Employer contribution / active EE | $2,921 | $3,467-15.7% | $5,613-48.0% | $2,177+34.2% |
| Participant deferral / active EE | $4,348 | $5,384-19.2% | $7,297-40.4% | $3,514+23.7% |
| Admin fee / account holder | $321 | $596-46.2% | $10,844-97.0% | $847-62.1% |