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| Provider | Service type | Compensation |
|---|---|---|
Service code 15 · EIN 16-1450952 | Recordkeeping | $36,386 |
CLAYTON FINANCIAL GROUP, LLC7 years Service code 27 · EIN 47-3829020 | Advisory (Plan) | $29,399 |
CHARLES SCHWAB & CO., INC.3 years Filed as: CHARLES SCHWAB TRUST BANK Service code 19 · EIN 82-3967259 | Securities Custodian | $7,244 |
CHARLES SCHWAB & CO., INC.4 years Service code 59 · EIN 94-1737782 | Shareholder Servicing | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,124 | $102,661-15.1% | $151,645-42.5% | $66,949+30.1% |
| Participation rate | 92.7% | 85.5%+7.2pp | 87.5%+5.2pp | 69.8%+22.9pp |
| Annual return | -16.05% | -10.81%-5.2pp | 3.34%-19.4pp | 1.57%-17.6pp |
| Employer contribution / active EE | $5,374 | $4,184+28.5% | $6,165-12.8% | $2,545+111.1% |
| Participant deferral / active EE | $5,272 | $6,645-20.7% | $8,363-37.0% | $4,239+24.4% |
| Admin fee / account holder | $368 | $630-41.7% | $11,614-96.8% | $594-38.1% |