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| Provider | Service type | Compensation |
|---|---|---|
CLAYTON FINANCIAL GROUP, LLC3 years Service code 26 · EIN 47-3829020 | Advisory (Participants) | $24,448 |
Filed as: EPIC RPS Service code 26 · EIN 16-1450952 | Advisory (Participants) | $23,040 |
EPIC RETIREMENT PLAN SERVICES4+ years Filed as: RETIREMENT PLAN SERVICES, LLC Service code 15 · EIN 43-1904010 | Recordkeeping | $9,631 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,142 | $79,523-18.1% | $140,019-53.5% | $56,289+15.7% |
| Participation rate | 86.8% | 85.7%+1.1pp | 87.5%-0.7pp | 69.9%+17.0pp |
| Annual return | -4.95% | 2.39%-7.3pp | 651.17%-656.1pp | -9.96%+5.0pp |
| Employer contribution / active EE | $2,839 | $3,350-15.2% | $5,605-49.3% | $2,111+34.5% |
| Participant deferral / active EE | $3,974 | $5,129-22.5% | $6,927-42.6% | $3,350+18.6% |
| Admin fee / account holder | $324 | $614-47.3% | $10,705-97.0% | $521-37.9% |