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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,919 | $167,504-73.2% | $151,628-70.4% | $134,509-66.6% |
| Participation rate | 95.2% | 88.4%+6.9pp | 87.5%+7.7pp | 81.2%+14.0pp |
| Annual return | -18.64% | 7.81%-26.5pp | 3.34%-22.0pp | 418.13%-436.8pp |
| Employer contribution / active EE | $791 | $6,828-88.4% | $6,165-87.2% | $4,741-83.3% |
| Participant deferral / active EE | $3,557 | $8,985-60.4% | $8,363-57.5% | $6,400-44.4% |
| Admin fee / account holder | $18,070 | $13,779+31.1% | $11,613+55.6% | $11,427+58.1% |