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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,496 | $199,109-81.2% | $173,730-78.4% | $154,746-75.8% |
| Participation rate | 93.8% | 82.8%+10.9pp | 79.6%+14.2pp | 80.7%+13.0pp |
| Annual return | 7.89% | 20.02%-12.1pp | 19.96%-12.1pp | 172.34%-164.5pp |
| Employer contribution / active EE | $1,434 | $5,311-73.0% | $4,577-68.7% | $4,379-67.3% |
| Participant deferral / active EE | $4,782 | $7,113-32.8% | $6,326-24.4% | $6,730-28.9% |
| Admin fee / account holder | $5,660 | $20,916-72.9% | $17,523-67.7% | $14,365-60.6% |