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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,460 | $152,592-94.5% | $125,180-93.2% | $152,885-94.5% |
| Participation rate | 94.4% | 83.3%+11.1pp | 79.8%+14.7pp | 82.5%+12.0pp |
| Annual return | 24.48% | 54.84%-30.4pp | 43.79%-19.3pp | 345.39%-320.9pp |
| Employer contribution / active EE | $1,090 | $4,947-78.0% | $3,866-71.8% | $4,763-77.1% |
| Participant deferral / active EE | $3,513 | $5,868-40.1% | $4,937-28.9% | $5,851-40.0% |
| Admin fee / account holder | $714 | $13,435-94.7% | $9,703-92.6% | $11,598-93.8% |