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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,514 | $162,812-91.1% | $133,971-89.2% | $158,966-90.9% |
| Participation rate | 94.4% | 83.2%+11.2pp | 79.8%+14.6pp | 82.0%+12.5pp |
| Annual return | 10.79% | 41.94%-31.2pp | 45.09%-34.3pp | 302.95%-292.2pp |
| Employer contribution / active EE | $1,033 | $4,976-79.2% | $3,919-73.6% | $4,762-78.3% |
| Participant deferral / active EE | $4,108 | $5,910-30.5% | $5,047-18.6% | $5,983-31.3% |
| Admin fee / account holder | $550 | $11,741-95.3% | $8,929-93.8% | $11,250-95.1% |