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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,038 | $82,630-17.7% | $64,105+6.1% | $125,389-45.7% |
| Participation rate | 90.9% | 75.9%+15.1pp | 68.2%+22.7pp | 83.2%+7.7pp |
| Annual return | -0.03% | 1489.72%-1489.7pp | 791.24%-791.3pp | 282.24%-282.3pp |
| Employer contribution / active EE | $1,732 | $2,671-35.2% | $1,820-4.8% | $4,866-64.4% |
| Participant deferral / active EE | $6,287 | $3,608+74.2% | $2,822+122.8% | $5,352+17.5% |
| Admin fee / account holder | $3,972 | $6,382-37.8% | $4,499-11.7% | $9,541-58.4% |