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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,077 | $112,935-2.5% | $90,970+21.0% | $158,966-30.8% |
| Participation rate | 81.3% | 74.7%+6.5pp | 69.0%+12.2pp | 82.0%-0.7pp |
| Annual return | 6.25% | 215.79%-209.5pp | 134.58%-128.3pp | 302.95%-296.7pp |
| Employer contribution / active EE | $812 | $2,895-72.0% | $2,122-61.8% | $4,762-83.0% |
| Participant deferral / active EE | $3,878 | $4,129-6.1% | $3,373+15.0% | $5,983-35.2% |
| Admin fee / account holder | $2,410 | $8,045-70.0% | $5,960-59.6% | $11,250-78.6% |