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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,871 | $99,652-13.8% | $78,778+9.0% | $147,586-41.8% |
| Participation rate | 100.0% | 76.2%+23.8pp | 69.2%+30.8pp | 82.8%+17.2pp |
| Annual return | 1.06% | 47.28%-46.2pp | 35.62%-34.6pp | 578.59%-577.5pp |
| Employer contribution / active EE | $11,267 | $2,796+303.0% | $1,986+467.4% | $4,876+131.0% |
| Participant deferral / active EE | $5,408 | $3,664+47.6% | $2,958+82.8% | $5,439-0.6% |
| Admin fee / account holder | $7,665 | $7,155+7.1% | $5,134+49.3% | $10,886-29.6% |