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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,057 | $95,979-21.8% | $74,551+0.7% | $135,380-44.6% |
| Participation rate | 100.0% | 75.7%+24.3pp | 69.1%+30.9pp | 82.6%+17.4pp |
| Annual return | -13.02% | 56.97%-70.0pp | 32.53%-45.6pp | 519.81%-532.8pp |
| Employer contribution / active EE | $2,486 | $2,716-8.5% | $1,961+26.8% | $4,779-48.0% |
| Participant deferral / active EE | $4,413 | $3,844+14.8% | $3,108+42.0% | $5,609-21.3% |
| Admin fee / account holder | $1,376 | $6,522-78.9% | $5,059-72.8% | $10,828-87.3% |