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| Provider | Service type | Compensation |
|---|---|---|
DUBUQUE BANK & TRUST COMPANY6+ years Service code 15 · EIN 42-0223620 | Recordkeeping | $57,045 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,002 | $70,879+1.6% | $189,558-62.0% | $79,393-9.3% |
| Participation rate | 77.8% | 68.0%+9.8pp | 78.5%-0.7pp | 70.7%+7.1pp |
| Annual return | 24.75% | 20.70%+4.1pp | 64.19%-39.4pp | 116.87%-92.1pp |
| Employer contribution / active EE | $1,779 | $1,806-1.5% | $4,412-59.7% | $2,428-26.7% |
| Participant deferral / active EE | $2,502 | $4,081-38.7% | $6,174-59.5% | $4,046-38.2% |
| Admin fee / account holder | $350 | $647-45.9% | $9,809-96.4% | $627-44.1% |