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| Provider | Service type | Compensation |
|---|---|---|
DUBUQUE BANK & TRUST COMPANY1+ years Service code 15 · EIN 42-0223620 | Recordkeeping | $71,753 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,553 | $50,898+24.9% | $171,082-62.9% | $55,167+15.2% |
| Participation rate | 80.3% | 63.3%+17.1pp | 76.7%+3.6pp | 69.0%+11.4pp |
| Annual return | -1.13% | 15.34%-16.5pp | 32.56%-33.7pp | 169.23%-170.4pp |
| Employer contribution / active EE | $1,826 | $1,433+27.4% | $4,002-54.4% | $1,963-7.0% |
| Participant deferral / active EE | $2,838 | $2,994-5.2% | $4,797-40.8% | $3,054-7.1% |
| Admin fee / account holder | $337 | $500-32.6% | $8,520-96.0% | $504-33.2% |