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| Provider | Service type | Compensation |
|---|---|---|
DUBUQUE BANK & TRUST COMPANY3+ years Service code 15 · EIN 42-0223620 | Recordkeeping | $58,293 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,121 | $48,576+50.5% | $169,452-56.8% | $56,289+29.9% |
| Participation rate | 73.4% | 65.8%+7.6pp | 77.8%-4.4pp | 69.9%+3.5pp |
| Annual return | 8.96% | -2.51%+11.5pp | 1.83%+7.1pp | -9.96%+18.9pp |
| Employer contribution / active EE | $1,947 | $1,559+24.9% | $4,157-53.2% | $2,111-7.8% |
| Participant deferral / active EE | $3,181 | $3,275-2.9% | $5,277-39.7% | $3,350-5.1% |
| Admin fee / account holder | $398 | $435-8.5% | $9,110-95.6% | $521-23.6% |