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| Provider | Service type | Compensation |
|---|---|---|
Service code 13 · EIN 42-0127290 | Contract Administrator | $20,159 |
Filed as: WILSHIRE ADVISORS LLC Service code 27 · EIN 95-2755361 | Advisory (Plan) | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,035 | $73,459+3.5% | $178,528-57.4% | $74,429+2.2% |
| Participation rate | 75.8% | 66.5%+9.3pp | 77.1%-1.3pp | 67.2%+8.6pp |
| Annual return | 19.40% | 17.50%+1.9pp | 27.11%-7.7pp | 1368.38%-1349.0pp |
| Employer contribution / active EE | $1,748 | $2,219-21.2% | $3,950-55.8% | $2,625-33.4% |
| Participant deferral / active EE | $2,678 | $4,515-40.7% | $6,278-57.4% | $4,348-38.4% |
| Admin fee / account holder | $326 | $1,812-82.0% | $10,419-96.9% | $1,944-83.2% |