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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $232,244 | $217,427+6.8% | $185,837+25.0% | $167,518+38.6% |
| Participation rate | 90.9% | 86.0%+4.9pp | 81.7%+9.2pp | 82.1%+8.8pp |
| Annual return | 15.31% | 148.39%-133.1pp | 122.08%-106.8pp | 478.71%-463.4pp |
| Employer contribution / active EE | $2,046 | $5,874-65.2% | $5,168-60.4% | $4,838-57.7% |
| Participant deferral / active EE | $5,959 | $6,357-6.3% | $5,568+7.0% | $6,342-6.0% |
| Admin fee / account holder | $4,077 | $19,816-79.4% | $16,241-74.9% | $12,312-66.9% |