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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $159,144 | $202,345-21.4% | $172,755-7.9% | $152,885+4.1% |
| Participation rate | 90.9% | 87.1%+3.9pp | 82.6%+8.3pp | 82.5%+8.5pp |
| Annual return | 24.04% | 1029.77%-1005.7pp | 802.94%-778.9pp | 345.39%-321.3pp |
| Employer contribution / active EE | $1,946 | $5,858-66.8% | $5,144-62.2% | $4,763-59.1% |
| Participant deferral / active EE | $6,278 | $5,948+5.5% | $5,198+20.8% | $5,851+7.3% |
| Admin fee / account holder | $1,205 | $17,111-93.0% | $13,955-91.4% | $11,598-89.6% |