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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $207,682 | $175,231+18.5% | $149,696+38.7% | $139,466+48.9% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 20.28% | 166.77%-146.5pp | 134.46%-114.2pp | 373.66%-353.4pp |
| Employer contribution / active EE | $2,465 | $5,478-55.0% | $4,821-48.9% | $4,754-48.2% |
| Participant deferral / active EE | $8,863 | $6,521+35.9% | $5,682+56.0% | $6,712+32.0% |
| Admin fee / account holder | $8,717 | $16,155-46.0% | $13,212-34.0% | $11,409-23.6% |