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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $253,108 | $183,592+37.9% | $155,574+62.7% | $145,877+73.5% |
| Participation rate | 87.0% | 82.7%+4.3pp | 78.2%+8.7pp | 80.3%+6.7pp |
| Annual return | 18.12% | 61.37%-43.3pp | 64.87%-46.7pp | 551.28%-533.2pp |
| Employer contribution / active EE | $1,765 | $5,317-66.8% | $4,676-62.2% | $4,663-62.1% |
| Participant deferral / active EE | $7,667 | $6,466+18.6% | $5,629+36.2% | $6,691+14.6% |
| Admin fee / account holder | $2,342 | $19,316-87.9% | $15,914-85.3% | $13,402-82.5% |