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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $247,902 | $109,967+125.4% | $97,197+155.1% | $145,877+69.9% |
| Participation rate | 85.0% | 76.0%+9.0pp | 72.7%+12.3pp | 80.3%+4.7pp |
| Annual return | 6.52% | 244.27%-237.7pp | 75.47%-68.9pp | 551.28%-544.8pp |
| Employer contribution / active EE | $2,267 | $3,077-26.3% | $2,723-16.7% | $4,663-51.4% |
| Participant deferral / active EE | $4,959 | $4,676+6.0% | $4,263+16.3% | $6,691-25.9% |
| Admin fee / account holder | $26,175 | $6,199+322.2% | $5,637+364.3% | $13,402+95.3% |