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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $247,902 | $110,093+125.2% | $97,295+154.8% | $145,897+69.9% |
| Participation rate | 85.0% | 75.9%+9.1pp | 72.7%+12.3pp | 80.3%+4.7pp |
| Annual return | 6.52% | 244.76%-238.2pp | 75.62%-69.1pp | 552.29%-545.8pp |
| Employer contribution / active EE | $2,267 | $3,077-26.3% | $2,723-16.7% | $4,663-51.4% |
| Participant deferral / active EE | $4,959 | $4,678+6.0% | $4,264+16.3% | $6,689-25.9% |
| Admin fee / account holder | $26,175 | $6,212+321.3% | $5,646+363.6% | $13,390+95.5% |