Filed April 30, 2013 (most recent of 4 filings on file)
This is a legacy paper filing. Plan administrator and contact details are recorded in the original filing, which has not been digitised into structured fields.
See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
FINANCIAL ENGINES9 years Service code 27 · EIN 77-0473565 | Advisory (Plan) | $11,505,981 |
WILLIS TOWERS WATSON US LLC5 years Filed as: TOWERS WATSON INVESTMENT SERVICES Service code 16 · EIN 53-0181291 | Consulting | $7,360 |
Service code 60 | Sub-TA Fees | $0 |
Filed as: FIDELITY INV INS OP COM, INC Service code 37 · EIN 04-2647786 | Loan Processing | -$2,415,489 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Assets per participant exceed $250,000 - top-decile high-value plan.
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,121,100 | $149,910+1314.9% | $150,298+1311.3% | $142,480+1388.7% |
| Participation rate | 0.0% | 75.1%-75.1pp | 77.8%-77.8pp | 76.2%-76.2pp |
| Annual return | 17.57% | 18.84%-1.3pp | 62.79%-45.2pp | 16.32%+1.3pp |
| Employer contribution / active EE | $1,955 | $2,086-6.3% | $4,154-52.9% | $3,867-49.4% |
| Participant deferral / active EE | $8,171 | $5,417+50.9% | $5,453+49.9% | $6,807+20.0% |
| Admin fee / account holder | $1,275 | $91+1297.7% | $14,116-91.0% | $307+315.6% |