Filed April 30, 2013 (most recent of 4 filings on file)
This is a legacy paper filing. Plan administrator and contact details are recorded in the original filing, which has not been digitised into structured fields.
See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
FINANCIAL ENGINES9 years Service code 27 · EIN 77-0473565 | Advisory (Plan) | $11,505,981 |
WILLIS TOWERS WATSON US LLC5 years Filed as: TOWERS WATSON INVESTMENT SERVICES Service code 16 · EIN 53-0181291 | Consulting | $7,360 |
Service code 60 | Sub-TA Fees | $0 |
Filed as: FIDELITY INV INS OP COM, INC Service code 37 · EIN 04-2647786 | Loan Processing | -$2,415,489 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Assets per participant exceed $250,000 - top-decile high-value plan.
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,121,100 | $121,719+1642.6% | $154,803+1270.2% | $140,769+1406.8% |
| Participation rate | 0.0% | 76.3%-76.3pp | 78.1%-78.1pp | 74.2%-74.2pp |
| Annual return | 17.57% | 19.22%-1.6pp | 58.88%-41.3pp | 16.82%+0.8pp |
| Employer contribution / active EE | $1,955 | $2,466-20.7% | $4,305-54.6% | $3,906-49.9% |
| Participant deferral / active EE | $8,171 | $5,384+51.8% | $5,540+47.5% | $6,717+21.7% |
| Admin fee / account holder | $1,275 | $71+1703.3% | $14,329-91.1% | $229+456.2% |