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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $125,408 | $114,073+9.9% | $96,161+30.4% | $167,518-25.1% |
| Participation rate | 40.0% | 75.1%-35.1pp | 68.4%-28.4pp | 82.1%-42.1pp |
| Annual return | 16.98% | 189.95%-173.0pp | 192.01%-175.0pp | 478.71%-461.7pp |
| Employer contribution / active EE | $2,461 | $3,428-28.2% | $2,798-12.0% | $4,838-49.1% |
| Participant deferral / active EE | $6,017 | $5,195+15.8% | $4,349+38.3% | $6,342-5.1% |
| Admin fee / account holder | $492 | $6,899-92.9% | $5,538-91.1% | $12,312-96.0% |