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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,647 | $100,073+29.6% | $85,126+52.3% | $145,877-11.1% |
| Participation rate | 50.0% | 74.1%-24.1pp | 67.5%-17.5pp | 80.3%-30.3pp |
| Annual return | 14.34% | 84.11%-69.8pp | 66.63%-52.3pp | 551.28%-536.9pp |
| Employer contribution / active EE | $1,692 | $3,236-47.7% | $2,731-38.1% | $4,663-63.7% |
| Participant deferral / active EE | $2,972 | $5,294-43.9% | $4,523-34.3% | $6,691-55.6% |
| Admin fee / account holder | $2,713 | $7,261-62.6% | $6,160-56.0% | $13,402-79.8% |