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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,744 | $104,937-36.4% | $84,628-21.1% | $152,897-56.3% |
| Participation rate | 35.0% | 74.8%-39.8pp | 68.2%-33.2pp | 82.5%-47.5pp |
| Annual return | 24.32% | 373.88%-349.6pp | 258.80%-234.5pp | 345.43%-321.1pp |
| Employer contribution / active EE | $2,256 | $3,303-31.7% | $2,653-15.0% | $4,764-52.6% |
| Participant deferral / active EE | $5,878 | $4,690+25.3% | $3,900+50.7% | $5,851+0.5% |
| Admin fee / account holder | $16,897 | $6,243+170.6% | $4,914+243.9% | $11,599+45.7% |