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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,049 | $95,188-43.2% | $76,518-29.4% | $135,380-60.1% |
| Participation rate | 38.9% | 74.4%-35.5pp | 68.0%-29.1pp | 82.6%-43.8pp |
| Annual return | -3.10% | 4.85%-8.0pp | -0.27%-2.8pp | 519.81%-522.9pp |
| Employer contribution / active EE | $2,145 | $3,303-35.1% | $2,647-19.0% | $4,779-55.1% |
| Participant deferral / active EE | $4,154 | $4,640-10.5% | $3,836+8.3% | $5,609-25.9% |
| Admin fee / account holder | $6,599 | $6,249+5.6% | $4,849+36.1% | $10,828-39.1% |