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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,585 | $57,312-30.9% | $86,617-54.3% | $75,181-47.3% |
| Participation rate | 58.7% | 63.2%-4.5pp | 71.7%-13.0pp | 67.2%-8.5pp |
| Annual return | 17.18% | 2672.78%-2655.6pp | 591.91%-574.7pp | 160.69%-143.5pp |
| Employer contribution / active EE | $1,493 | $2,315-35.5% | $3,023-50.6% | $2,671-44.1% |
| Participant deferral / active EE | $3,322 | $3,319+0.1% | $4,437-25.1% | $4,126-19.5% |
| Admin fee / account holder | $3,344 | $4,114-18.7% | $5,613-40.4% | $5,650-40.8% |