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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,847 | $60,139-20.4% | $90,461-47.1% | $79,856-40.1% |
| Participation rate | 57.4% | 65.0%-7.6pp | 72.7%-15.3pp | 69.6%-12.3pp |
| Annual return | 15.68% | 71.96%-56.3pp | 1294.76%-1279.1pp | 31.71%-16.0pp |
| Employer contribution / active EE | $1,718 | $2,069-17.0% | $3,264-47.4% | $2,471-30.5% |
| Participant deferral / active EE | $3,603 | $2,939+22.6% | $3,964-9.1% | $3,741-3.7% |
| Admin fee / account holder | $4,039 | $3,978+1.5% | $5,617-28.1% | $5,306-23.9% |