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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,819 | $65,423-26.9% | $98,477-51.4% | $85,856-44.3% |
| Participation rate | 48.2% | 65.0%-16.8pp | 73.3%-25.1pp | 69.3%-21.1pp |
| Annual return | 14.84% | 21.76%-6.9pp | 1493.59%-1478.7pp | 318.58%-303.7pp |
| Employer contribution / active EE | $1,315 | $2,168-39.3% | $2,961-55.6% | $2,565-48.7% |
| Participant deferral / active EE | $2,980 | $3,167-5.9% | $4,276-30.3% | $3,952-24.6% |
| Admin fee / account holder | $7,817 | $4,594+70.2% | $5,951+31.4% | $6,261+24.9% |