Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,190 | $45,152-50.9% | $73,845-70.0% | $59,632-62.8% |
| Participation rate | 61.5% | 64.0%-2.5pp | 73.4%-11.9pp | 68.7%-7.1pp |
| Annual return | -2.77% | 27.40%-30.2pp | 2267.91%-2270.7pp | 2041.32%-2044.1pp |
| Employer contribution / active EE | $1,407 | $1,902-26.0% | $2,788-49.5% | $2,203-36.1% |
| Participant deferral / active EE | $2,783 | $2,574+8.1% | $3,583-22.3% | $3,192-12.8% |
| Admin fee / account holder | $716 | $3,516-79.6% | $4,881-85.3% | $4,297-83.3% |