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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,667 | $111,878+6.1% | $93,727+26.6% | $145,897-18.7% |
| Participation rate | 61.5% | 74.2%-12.7pp | 68.7%-7.2pp | 80.3%-18.8pp |
| Annual return | 13.25% | 204.28%-191.0pp | 133.83%-120.6pp | 552.29%-539.0pp |
| Employer contribution / active EE | $4,138 | $3,092+33.8% | $2,421+70.9% | $4,663-11.3% |
| Participant deferral / active EE | $2,194 | $4,920-55.4% | $4,417-50.3% | $6,689-67.2% |
| Admin fee / account holder | $5 | $10,256-100.0% | $8,292-99.9% | $13,390-100.0% |