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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,564 | $112,935-41.1% | $90,970-26.8% | $158,966-58.1% |
| Participation rate | 47.1% | 74.7%-27.7pp | 69.0%-22.0pp | 82.0%-34.9pp |
| Annual return | 18.51% | 215.79%-197.3pp | 134.58%-116.1pp | 302.95%-284.4pp |
| Employer contribution / active EE | $2,003 | $2,895-30.8% | $2,122-5.6% | $4,762-57.9% |
| Participant deferral / active EE | $1,399 | $4,129-66.1% | $3,373-58.5% | $5,983-76.6% |
| Admin fee / account holder | $0 | $8,045-100.0% | $5,960-100.0% | $11,250-100.0% |