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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,536 | $95,975-61.9% | $74,549-51.0% | $135,379-73.0% |
| Participation rate | 62.5% | 75.7%-13.2pp | 69.1%-6.6pp | 82.6%-20.1pp |
| Annual return | -6.62% | 56.96%-63.6pp | 32.53%-39.2pp | 519.79%-526.4pp |
| Employer contribution / active EE | $1,512 | $2,716-44.3% | $1,961-22.9% | $4,779-68.4% |
| Participant deferral / active EE | $1,751 | $3,844-54.4% | $3,108-43.7% | $5,609-68.8% |
| Admin fee / account holder | $3,071 | $6,522-52.9% | $5,059-39.3% | $10,828-71.6% |