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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $229,789 | $102,422+124.4% | $147,117+56.2% | $80,959+183.8% |
| Participation rate | 59.7% | 75.9%-16.2pp | 82.2%-22.5pp | 67.7%-8.0pp |
| Annual return | 14.09% | 135.16%-121.1pp | 420.54%-406.4pp | 35.67%-21.6pp |
| Employer contribution / active EE | $2,118 | $3,717-43.0% | $4,932-57.1% | $2,757-23.2% |
| Participant deferral / active EE | $7,153 | $6,652+7.5% | $8,065-11.3% | $4,300+66.3% |
| Admin fee / account holder | $46,799 | $7,953+488.4% | $12,993+260.2% | $6,925+575.8% |